Find Your Personal Homebuying Education – An In-Depth Guide for First Time Homebuyers
How to Buy a Home has been helping first time homebuyers since 2019, with hundreds of free resources designed to help anyone at any stage of homebuying. As a result, we’ve gathered quite the library of content. If you’re looking for a shortcut through the all the episodes, and need something to do while taking a roadtrip this holiday season, then look no further!
Below you will find a comprehensive list of topics and episodes you can use to educate yourself and overcome the roadblocks of your personal home buying journey.
Referenced Episodes
Where to Start as a First Time Homebuyer
The 10-Step Series: How You Buy a Home
- 400-410: Where to start? The 10 basic steps to buy a home
The Playbook for First Time Homebuyers
- 388: The Rent Replacement Strategy
- 389: Last Lease Ever
2026 Housing Predictions for Buyers
- 418: 2026 Housing Market Predictions (and What 2025 Taught First Time Home Buyers)
- 411: Fall 2026 Housing Market Update – Inventory, Deals, & More
Top Hits of 2025 from the How to Buy a Home Podcast
- 394: The American Dream is Dead
- 365: Homebuying Feels Impossible in 2025: Here’s How to Find Your First Step
- 322: Am I Ready to Buy a Home? The 5 Questions You Must Ask
- 355: Real Answers Pt 4: Should I Rent or Buy in 2025?
- 300: 300th EPISODE! What Can You Afford? Homebuyer Consultation Breakdown
- 381: Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?
- 373, 376, 377: Home Buying Checklist
- 371: Top Budgeting Apps for FTHBers 2025
- 94: First Time Home Buyer Terms And Definitions From A-Z … Well, Just A Actually
Loans & Lending Options Financing a House
- 346: How to Build the Perfect Mortgage Plan (Before You Apply)
- 345: Why You’re Asking the WRONG Question About Interest Rates
- 364: Buying a Home in High Mortgage Interest Rate Markets – 2025 Update
- 340: Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)
- 339: Don’t Get Pre-Qualified – Get a Plan (INTERVIEW)
- 329: In a Homebuying Purchase, Details Matter (REPLAY+UPDATE)
- 261: How to Shop for the Best Mortgage Rate
- 180: Online Mortgage Calculators Are GARBAGE – Here’s Why
- 192: Google Sucks: Financial Basics You Should Know
- 153: Buying Your First Home Right Out Of College – And A Special Announcement
- 16: How To Get A Loan When Looking To Buy Your First Home with Dino Katsiametis
- 11: Should A First Time Home Buyer Use A National Internet Lender Instead Of A Local?
- 242: 10 (MORE) Listener Questions ANSWERED: How to Buy Your First Home Pt 2
- 247: INTERVIEW: Tips from Expert (Unicorn) Realtor & Lending Team – VA First Time Home Buyer
Credit Tips for First Time Homebuyers
- 403: Improve Your Credit: Homebuying 101 – Step 3
- 349: Credit Score Solutions for First-Time Buyers (INTERVIEW)
- 182: Interview: From ZERO Credit Score to Homeowner
- 90: Credit Repair For 300-669 – “Bad” Or “Fair” Credit Scores
- 72: Answering First-Time Buyer Listener Questions On Credit Pulls, Timing The Market, Part-Time Realtors
- 64: Credit Tips For First Time Home Buyers From Jeanne Kelly
- 61: More FICO Fun – Some Good News, For Once, About Credit Scores – And More Credit Hacks!
- 199: Boomer’s Homes Were CHEAPER – Plus Credit Pull Myths!
- 8: Quick Credit Tips For First Time Home Buyers
- 3: What Do You Need To Know About Credit
Down Payment & Closing Costs for First Time Homebuyers
- 348: How Much Do You Really Need for Closing Day?
- 381: Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?
- 340: Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)
- 312: Rich People Only? Declan & Bailey’s 3% Down Victory INTERVIEW
- 300: 300th EPISODE! What Can You Afford? Homebuyer Consultation Breakdown
- 280: Don’t think you can buy a home? – Financial Planning 101
- 355: Real Answers Pt 4: Should I Rent or Buy in 2025?
- 322: Am I Ready to Buy a Home? The 5 Questions You Must Ask
- 228: Interview With Andrew And Melissa Who Did NOT Need 20% Down To Buy And Bought Their First Home
- 232: Interview With Self Proclaimed “Not Privileged” First-Time Home Buyers
- 217: Interview With Millie – How To Buy Your First Home Before Turning 30
- 194: Interview – Making the Impossible Purchase Possible
- 87: What To Expect At Closing On Your First Home Purchase
New Construction vs. Resale for First Time Homebuyers
- 392: New Construction vs. Resale: Which Is Right for First-Time Buyers?
- 391: New Build Inventory & Incentives – 2025 Late Summer Promo
- 260: Patrick and Alex – 8 months with unicorn lender. NO new builds. 4.99% new build, way bigger than resales and lender said “go with builder” after 8 months.
- 256: Jelly – 10K, 2/1 buydown. Appraised 30K over (Cole, James Sharp team)
Breaking Your Lease as a First Time Homebuyer
- 412: Breaking Your Lease (Is It Necessary?)
Student Loan Debt as a First Time Homebuyer
- 420: Financial 2.0 – Part 5 – Student Loans
- 186: INTERVIEW: Buying a Home with 300K of Student Debt?
- 233: Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!
- 195: INTERVIEW – Myths of Medical Student Loan Fears
- 125: College Loan Forgiveness And The First Time Home Buyer – Part 1
- 126: Buying Your First Home When You Have Student Loans – Part 2
- 349: Credit Score Solutions for First-Time Buyers (INTERVIEW)
PMI (Private Mortgage Insurance) for First Time Homebuyers
- 198: PMI Is a Privilege
- 216: PMI Is Still A Privilege And Still Not The Devil
Home Inspections for First Time Homebuyers
- 332: Home Inspections: What’s Normal vs Red Flag? (110 Replay)
- 220: Interview With Clarisse – Home Inspections: When And How To Walk Away From The Deal
- 110: Home Inspections For First-Time Home Buyers
- 75: Inspection Red Flags, New Tips For 2022 Bidding Wars, And…To Wait, Or Not to Wait?
Online Research Tools for First Time Homebuyers
- 407: How to Buy a Home – Step 7: Real Estate Terms & Definitions
- 408: How to Buy a Home – Step 8: Using the Internet to Buy a Home
- 227: Using The Internet To Research Your First Home
Out of State Buying as a First Time Homebuyer
- 333: From Out-of-State to Chicago Homeowner (INTERVIEW)
- 257: INTERVIEW Buying Your First Home in 7 Weeks WITH A NEW JOB!
- 235: Interview With First-Time Home Buyers – Shopping In Seattle And Buying In Tennessee
- 120: Interview With Real 1st Time Buyers – How They Relocated States, Transferred Jobs, And NEVER Rent
- 119: Briana Interview – AMAZING HTBH Real Buyer Story
- 55: How To Move To Another State – Real First Time Buyer Story
Bidding War Tips for First Time Homebuyers
- 175: How to win in BIDDING WARS in the 2023 market
- 176: How to win in BIDDING WARS in 2023 – Part 2
- 177: How to win in BIDDING WARS in 2023 – Part 3
House Hacking for First Time Homebuyers
- 358: How to Buy a Duplex with 12K at 22 years old! – interview
- 314: Is Real Estate a Good Investment? – Dave Meyer, Bigger Pockets Interview
- 188: House Hacking May Be Your Tool to Affordability
- 52: How To House Hack Buying Your First Home
- 379: Airbnb & Vrbo – Are Short Term Rental Properties a Good Idea?
First Time Homebuyer FAQ’s Answered
- 352: Real Answers to the Most Asked Homebuying Questions (Part 1)
- 353: Real Answers Pt 2: Mortgage Myths, Interest Rates & Buying Timing
- 354: Real Answers Pt 3: PMI Panic, Bad Advice & David Unleashed
- 355: Real Answers Pt 4: Should I Rent or Buy in 2025?
- 356: Real Answers Pt. 5: What You Must Know Before Making Your First Offer
- 357: Real Answers Pt 6: How to Handle Homeownership Costs Without Fear
- 359: Real Answers Pt 7: Condos, HOAs, Realtors & Timing
- 241: 10 Listener Questions ANSWERED: How to Buy Your First Home Pt 1
- 242: 10 (MORE) Listener Questions ANSWERED: How to Buy Your First Home Pt 2
- 243: EVEN MORE Listener Questions ANSWERED: How to Buy Your First Home Pt 3
- 244: Details Matter: What Realtors Should Ask YOU About Buying Your First Home
401K for Primary Home Purchase as a First Time Homebuyer
- 58: How To Use Your Retirement Savings To Buy Your First Home The SAFE Way
- 22: How To Financially Prepare To Buy Your First Home – Part IV
- 113: Interview With A Single, Female First-Time Home Buyer In 2022
- 75: Inspection Red Flags, New Tips For 2022 Bidding Wars, And … To Wait, Or Not to Wait?
Tips and Warnings for First Time Homebuyers
- 397: Tips & Warnings for First Time Homebuyers in 2025
Tax Related Info for First Time Homebuyers
- 370: The Truth About Tax Breaks for First-Time Buyers – INTERVIEW
- 277: 1099 Tax Tips for Renters Looking to Buy
Unicorns & Disclosures for First Time Homebuyers
- 229: What Is A Unicorn Real Estate Team?
- 275: Market Update & Unicorn Disclosures
JT Episodes: Perspectives for the First Time Homebuyer
- 342: Three Things I Wish I Did Sooner to Buy a Home (GUEST HOSTED)
- 274: Wait … My Producer Can’t Buy a Home? Here’s Why …
- 299: The Housing Podcast Nobody Asked For (But Everyone Needs)
Moving & Packing Tips for First Time Homebuyers
- 337: Moving Scams: How to Avoid the Moving Mafia & Being Robbed (INTERVIEW)
- 336: Moving & Packing Tips – How to Reduce Stress When Moving (INTERVIEW)
First Time Homebuyer Success Stories: Top Interviews
- 109: Brian and Diana – 4 months, From Wondering About Buying their 1st home to Getting the Keys
- 119: Briana Interview – AMAZING HTBH Real Buyer Story
- 161: Achieving The American Dream: An Interview With Sally
- 186: INTERVIEW: Buying a Home with 300K of Student Debt?
- 238: INTERVIEW: 2019 OG Listener/Buyer Uses Equity to Upgrade 2024 Dream Home Purchase
- 239: INTERVIEW: Using the VA Loan for Zero Down, and Monthly Payment is Only $100 More a Month
- 249: INTERVIEW: First Generation Home Buyers (Mortgage $200 LESS Than Rent!)
- 167: Interview: Buying a $300K Home With Only $18k? Yes!
- 396: INTERVIEW: Apartment to 2-Acre Homestead: Samantha’s First-Time Buyer Story
- 399: The Real Value of Buying: What Nick Gained Beyond a Mortgage
- 363: Buying a Home Right Out of College without 2 Years on the Job – INTERVIEW
- 414: How Will and Annie Bought Without Feeling House Poor (INTERVIEW)
- 343: $60K Income to Homeowner: Jessica’s Journey (INTERVIEW)
High Cost of Living Areas for First Time Homebuyers
- 321: Buying in a High-Cost Area – Long Island, NY (INTERVIEW)
- 253: INTERVIEW Surviving the Washington DC Housing Market – First Time Home Buyers
- 378: INTERVIEW: How Bhavik & Suhani Bought in a High-Cost Market
- 386: From Rent Hike to Homeowners: Chris & Niki’s Homebuying Win (INTERVIEW)
- 366: “Not Ready” to Homeowners: Sergio & Ali’s Journey Past Imposter Syndrome – INTERVIEW
- 135: Interview With First Timers In One Of The Most Expensive Areas – Buying Without 20% Down Payment
- 116: Interview With First-Time Home Buyers Whose Rent Went Up 90% In One Year BAILED On Renting!
- 118: Interview With First Time Home Buyers – Planning For Expensive Cities
- 128: First Time Buyer Couple Interview – Making The Move From Apartment To Condo
Buying Under 25 as a First Time Homebuyer
- 358: INTERVIEW: How to Buy a Duplex at 22 with $12K
- 85: Dude Is 19 Years Old And Bought A House, And Only Had A Job For 5 Months!
- 363: Buying a Home Right Out of College without 2 Years on the Job – INTERVIEW
- 53: Real Story From A Real First-Time Homebuyer – Madison’s Story
- 71: Interview With Randy, A New Homeowner, Unemployed With Zero Credit A Year Ago Who Just Closed
- 234: Interview With Yadi and Victor – Dreamed Of Homeownership And Found A Way
First Time Homebuyers Over Age 38
- 224: Interview With Pedro – Bought With Zero Down, And NOT A VA loan, At 59 Years Old
- 113: Interview With A Single, Female First-Time Home Buyer In 2022
- 59: Fun Facts – Random Listener Questions For First Time Home Buyers At All Levels
Single Female First Time Homebuyers
- 456: First Time Homebuyer: Louisville, KY Homeowner in Under 5 Months
- 430: First Time Homebuyer: Escaping $3K/Month Crushing Rent With Just $12K Down (INTERVIEW)
- 428: First-Time Home Buyer: Single Mom Buys $530K Home with Just $17K (INTERVIEW)
- 427: First-Time Homebuyer at 36: Eve’s Story of Timing and Trust (Interview)
- 425: First Time Home Buyer: How a Single Mom Bought with a ZERO Down Payment USDA Loan (INTERVIEW)
- 396: INTERVIEW: Apartment to 2-Acre Homestead: Samantha’s First-Time Buyer Story
- 362: How a Single Millennial Bought a $400K Home with Just $12K (INTERVIEW)
- 273: Buying a Home in 11 Days! Single Mom Becomes Atlanta Homeowner (Interview)
- 238: INTERVIEW: 2019 OG Listener/Buyer Uses Equity to Upgrade 2024 Dream Home Purchase
- 220: Interview With Clarisse – Home Inspections: When And How To Walk Away From The Deal
- 178: Interview with Margaryta – Single lady with a goal to buy her first home by 30
- 258: INTERVIEW: Buying a House at 26 – BY YOURSELF!
- 369: INTERVIEW: From Fear to First Home: How Regina Bought Solo in Her 40s
- 265: INTERVIEW: Single Mom Buys First House in Queens, New York
- 380: This Should Have Been Impossible – But Rosie Actually Did It (INTERVIEW)
- 347: She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)
- 351: How a Drama Teacher Bought a Home Solo (INTERVIEW)
- 324: How a Unicorn Realtor Helped Melissa Win Her Dream Condo (INTERVIEW)
- 285: Bought a Home in 48 Hours! First Time Buyer INTERVIEW
- 252: INTERVIEW Therapist Tips on Buying Your First House
- 169: Woman Power: This Single Woman Bought Her First Home
- 163: Let’s Hear From Another REAL Home Buyer: Amber’s Story
- 104: Interview With A Single, Female First-Time Home Buyer Who Closed In 2022
Deep Researchers & Risk Averse First Time Homebuyers
- 318: Speeding Up the Homebuying Process with Research – INTERVIEW
- 236: Interview with First Time Home Buyer Navigating High Interest Rates
- 107: Interview With Methodical First Time Home Buyers
- 121: When To Back Out Of The Deal – Interview With A First Time Home Buyer
- 187: Interview – Balancing Saving and Paying off Debt to Find IMMEDIATE PEACE
- 327: From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth’s Story (INTERVIEW)
- 387: Homeowner in 90 Days: Tyler & Erin’s New Jersey Journey (Interview)
- 372: Brittany & Fred’s 3% Down Success Story – INTERVIEW
Breaking the Lease & Finding a Way: First Time Homebuyer Situations
- 390: INTERVIEW: Forced Out Twice, Tim & Vanessa’s Dire Path to Owning
- 263: INTERVIEW – Multiple Offers Rejected, Bought Dream Home
- 170: Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success
- 152: Interview With A Baltimore Area First Time Home Buyer Couple
- 233: Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!
- 195: INTERVIEW – Myths of Medical Student Loan Fears
New Builds and Unique Scenarios for First Time Homebuyers
- 185: INTERVIEW: From Renter to New Build Homeowner in 5 WEEKS
- 226: Interview With Aaron And Devany – Planned For A Year And Bought A New Build Home
- 256: INTERVIEW: Navigating High Interest Rates & Scoring Big with Builder Incentives
- 260: INTERVIEW – Crazy LOW Interest Rate on New Build Home
- 189: INTERVIEW – VA Loans: Bad for Buyers or a Christmas Miracle?
- 82: Interview With VA First-Time Home Buyers – How They Bought In BANANAS 2022!
- 335: VA Loan, Self-Employed, Military Spouse—Jessica Did It (INTERVIEW)
- 330: From Renter to Homeowner with a Home Business – Christina’s Story (INTERVIEW)
- 393: INTERVIEW: “I Should Have Done This Sooner…” – Isaac, the Homebuyer
INTERVIEWS
First Time Homebuyer Success Stories: Top Interviews
- 109: Brian and Diana – 4 months, From Wondering About Buying their 1st home to Getting the Keys
- 119: Briana Interview – AMAZING HTBH Real Buyer Story
- 161: Achieving The American Dream: An Interview With Sally
- 186: INTERVIEW: Buying a Home with 300K of Student Debt?
- 238: INTERVIEW: 2019 OG Listener/Buyer Uses Equity to Upgrade 2024 Dream Home Purchase
- 239: INTERVIEW: Using the VA Loan for Zero Down, and Monthly Payment is Only $100 More a Month
- 249: INTERVIEW: First Generation Home Buyers (Mortgage $200 LESS Than Rent!)
- 167: Interview: Buying a $300K Home With Only $18k? Yes!
- 396: INTERVIEW: Apartment to 2-Acre Homestead: Samantha’s First-Time Buyer Story
- 399: The Real Value of Buying: What Nick Gained Beyond a Mortgage
- 363: Buying a Home Right Out of College without 2 Years on the Job – INTERVIEW
- 414: How Will and Annie Bought Without Feeling House Poor (INTERVIEW)
- 343: $60K Income to Homeowner: Jessica’s Journey (INTERVIEW)
High Cost of Living Areas for First Time Homebuyers
- 321: Buying in a High-Cost Area – Long Island, NY (INTERVIEW)
- 253: INTERVIEW Surviving the Washington DC Housing Market – First Time Home Buyers
- 378: INTERVIEW: How Bhavik & Suhani Bought in a High-Cost Market
- 386: From Rent Hike to Homeowners: Chris & Niki’s Homebuying Win (INTERVIEW)
- 366: “Not Ready” to Homeowners: Sergio & Ali’s Journey Past Imposter Syndrome – INTERVIEW
- 135: Interview With First Timers In One Of The Most Expensive Areas – Buying Without 20% Down Payment
- 116: Interview With First-Time Home Buyers Whose Rent Went Up 90% In One Year BAILED On Renting!
- 118: Interview With First Time Home Buyers – Planning For Expensive Cities
- 128: First Time Buyer Couple Interview – Making The Move From Apartment To Condo
Buying Under 25 as a First Time Homebuyer
- 358: INTERVIEW: How to Buy a Duplex at 22 with $12K
- 85: Dude Is 19 Years Old And Bought A House, And Only Had A Job For 5 Months!
- 363: Buying a Home Right Out of College without 2 Years on the Job – INTERVIEW
- 53: Real Story From A Real First-Time Homebuyer – Madison’s Story
- 71: Interview With Randy, A New Homeowner, Unemployed With Zero Credit A Year Ago Who Just Closed
- 234: Interview With Yadi and Victor – Dreamed Of Homeownership And Found A Way
First Time Homebuyers Over Age 38
- 224: Interview With Pedro – Bought With Zero Down, And NOT A VA loan, At 59 Years Old
- 113: Interview With A Single, Female First-Time Home Buyer In 2022
- 59: Fun Facts – Random Listener Questions For First Time Home Buyers At All Levels
Solo Women First Time Homebuyers
- 258: INTERVIEW: Buying a House at 26 – BY YOURSELF!
- 369: INTERVIEW: From Fear to First Home: How Regina Bought Solo in Her 40s
- 265: INTERVIEW: Single Mom Buys First House in Queens, New York
- 380: This Should Have Been Impossible – But Rosie Actually Did It (INTERVIEW)
- 347: She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)
- 351: How a Drama Teacher Bought a Home Solo (INTERVIEW)
- 324: How a Unicorn Realtor Helped Melissa Win Her Dream Condo (INTERVIEW)
- 285: Bought a Home in 48 Hours! First Time Buyer INTERVIEW
- 252: INTERVIEW Therapist Tips on Buying Your First House
- 169: Woman Power: This Single Woman Bought Her First Home
- 163: Let’s Hear From Another REAL Home Buyer: Amber’s Story
- 104: Interview With A Single, Female First-Time Home Buyer Who Closed In 2022
Deep Researchers & Risk Averse First Time Homebuyers
- 318: Speeding Up the Homebuying Process with Research – INTERVIEW
- 236: Interview with First Time Home Buyer Navigating High Interest Rates
- 107: Interview With Methodical First Time Home Buyers
- 121: When To Back Out Of The Deal – Interview With A First Time Home Buyer
- 187: Interview – Balancing Saving and Paying off Debt to Find IMMEDIATE PEACE
- 327: From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth’s Story (INTERVIEW)
- 387: Homeowner in 90 Days: Tyler & Erin’s New Jersey Journey (Interview)
- 372: Brittany & Fred’s 3% Down Success Story – INTERVIEW
Breaking the Lease & Finding a Way: First Time Homebuyer Situations
- 390: INTERVIEW: Forced Out Twice, Tim & Vanessa’s Dire Path to Owning
- 263: INTERVIEW – Multiple Offers Rejected, Bought Dream Home
- 170: Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success
- 152: Interview With A Baltimore Area First Time Home Buyer Couple
- 233: Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!
- 195: INTERVIEW – Myths of Medical Student Loan Fears
New Builds and Unique Scenarios for First Time Homebuyers
- 185: INTERVIEW: From Renter to New Build Homeowner in 5 WEEKS
- 226: Interview With Aaron And Devany – Planned For A Year And Bought A New Build Home
- 256: INTERVIEW: Navigating High Interest Rates & Scoring Big with Builder Incentives
- 260: INTERVIEW – Crazy LOW Interest Rate on New Build Home
- 189: INTERVIEW – VA Loans: Bad for Buyers or a Christmas Miracle?
- 82: Interview With VA First-Time Home Buyers – How They Bought In BANANAS 2022!
- 335: VA Loan, Self-Employed, Military Spouse—Jessica Did It (INTERVIEW)
- 330: From Renter to Homeowner with a Home Business – Christina’s Story (INTERVIEW)
- 393: INTERVIEW: “I Should Have Done This Sooner…” – Isaac, the Homebuyer
Ready to Start Your Homebuying Journey?
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Find a trusted real estate expert here to help you navigate inspections, negotiations, and escrow with confidence.
Have specific questions about your situation? Ask David your homebuying question and get personalized advice.
Prefer to explore more at your own pace? Access our free first-time homebuyer resources here.
