Not all advice pertains to everyone, and when it comes to finances, especially buying a home, the opinions differ WILDLY. In this episode, David Sidoni discusses money left on the table and money lost due to the ultra-conservative and uber-safe wealth-building techniques from Dave Ramsey. This is NOT a super risky leverage advice podcast. This


Ep 69 – Dave Ramsey Is Dead Wrong When It Comes To Buying Your First Home In 2022 And Beyond

Is it possible to buy your first home in a very expensive area with just one income? This Baltimore first time home buyer couple did it! Allison and Ephraim found out their rent was going up 30%, and they discovered it was over $10,000 cheaper to break their lease and buy their first home with only ONE of their incomes, and pay on $50 more a month in a mortgage. It helped a lot that Ephraim’s dad was a Realtor and that really helped them set up a unicorn team. But even if you’re not fortunate enough to be related to someone so highly-attuned to your market, you’re going to pick a lot of value from this episode. Tune in for a lot of incredible tips, tricks, and hacks, including how they used the podcast to help them!


Ep. 152 – Interview With A Baltimore Area First Time Home Buyer Couple – How They Did It

How do you buy your first home? When can you get down payment help? These are questions that first time homebuyers wrestle with. In this episode, David Sidoni guides you, so you won’t get lost in the labyrinth of convoluted information, as each new piece of information has a new term that leads to more


Ep 65 – Where Do I Start, What’s An HOA, When Can I Get Down Payment Help, Who Is The Best Lender, And Why Is This So Confusing?

Are you a first-time buyer who would like to raise your credit score? Then, you’re in the right episode! Join credit pro Jeanne Kelly, an author, speaker, and general queen of all things credit, as she talks to host David Sidoni about tips to help you improve your credit score so you can get the


Ep 64 – Credit Tips For First Time Home Buyers From Jeanne Kelly, A Nationally Recognized Expert In Credit And FICO Credit Score

2021 was a wild ride in the housing market. Post-pandemic buying frenzy, with the lowest mortgage interest rates of all time, created bidding wars and shocking home price appreciation. This episode does a deep dive on the numbers, plus predictions for 2022 and beyond. And we even jump back to some first time home buyer


Ep 62 – 2021 Recap And 2022’s Forecast – Plus, First Time Home Buyer Fundamentals